CNB Lenders Tailer Loans to Your Needs from High to Low Income Families and Individuals; CNB Is Your Most Trusted Financial Partner.

CRA (Community Reinvestment Act)
Mission Statement

From the day we first opened our doors in 1940, we have been championing the needs of local businesses, institutions, and individuals- helping them successfully grow, prosper and compete.

Today, Citizens National Bank of Albion has evolved into one of this region’s leading financial institutions with (5)five locations supporting the vital communities we serve. We pride ourselves on our continued independence, fiscal strength and organizational ability. Since our founding, we have provided millions in loan financing, helping our customers achieve their goals. Our consistent and disciplined lending to local businesses, professional practices, and non-profit organizations, helps to fuel the local economy and contribute to the welfare of our community.

As part of the vital role the bank plays in making a difference in the communities we serve, we continue to extend credit and participate in community development programs designed to meet the unique needs of all community members, including those in low and moderate income areas.

Citizens National Bank of Albion’s values and missions are our guiding tenets to effectively serve our customers and communities. One of these guiding tenets is Community. Our deep rooted commitment to the community is an integral part of our success. We have a vested interest in this region. We live and work locally, side-by-side with our customers, neighbors and friends. Every Citizens National Bank of Albion Banker embraces the philosophy of building vibrant, prosperous communities by giving back to a wide range of non-profit endeavors. Our valued employees donate their time and expertise, often in leadership roles, to charitable and civic organizations throughout our service area.

Overall, we play an active role in making every community in which we operate a better place to live and work.
We pride ourselves on continually understanding and supporting the credit needs of businesses, non-profits and individuals in the vital communities we serve.

We strive to provide specialized financial solutions that consistently help our valued customers achieve their unique financial goals.

Our ongoing commitment is to champion the needs of local businesses, institutions and individuals – including those in low and moderate income areas- by helping them to successfully grow and prosper.

Your Access to our CRA Public File

CRA Public File 2024 (3)

A Trusted Source of Support In The Communities We Serve…and It Shows!

OCC CRA Exam Results March 14 2023 Outstanding Rating