FDIC Insured - Backed by the full faith and credit of the U.S. Government
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CNB Fees
Fee Schedule – Effective September 24, 2024
Please refer to the chart below to see the full list of charges for each service offered
If you have any questions, please call 618/445-2344 or toll-free at 800/445-7189
| Services | Fee |
|---|---|
Services Balance Inquiry | Fee None |
Services Copies of Checks/Deposits (per item) | Fee None |
Services Temporary Checks/Deposits | Fee None |
Services Account Printout | Fee None |
Services Transfer Fee | Fee None |
Services Return Deposit Items | Fee None |
Services Checkbook Account Balancing (per hour) | Fee None |
Services Account closing charge (within 90 days) | Fee None |
Services Paid Non-Sufficient Fund Fee | Fee $30.00 |
Services Returned Non-Sufficient Fund Fee | Fee $30.00 |
Services Account Watch (Caution) | Fee $30.00 for three months |
Services Stop Payment for checks and Corporate ACH | Fee $30.00 for six months |
Services Consumer One-Time ACH Stop Payment | Fee $30.00 |
Services Consumer Recurring ACH Stop Payment | Fee $60.00 |
Services Expedited Payments | Fee no |
Services Overnight | Fee $10.95 |
Services Same Day | Fee $16.95 |
Services Christmas Club Early Withdrawal Fee | Fee $10.00 |
Services Health Savings Account | Fee $25.00 per year |
Services IRA (Individual Retirement Account) | Fee None |
Services Dormant Maintenance Fee monthly fee for checking accounts quarterly fee for savings accounts | Fee $10.00 - If account balance is less than $100. If balance is over $100, there is no fee. |
Services An account is dormant if there is no activity or written communication from customer for one year. Letter will be sent to customer at one year of inactivity. | Fee no |
Services Address Locate Fee monthly fee for customers who do not provide a signed address change authorization in a timely manner and/or upon request | Fee $10.00 |
Services Debit/ATM Card Replacement | Fee $10.00 |
Services VISA Transaction Alerts | Fee $5.00 per statement cycle |
Services ATM Surcharge Fee (non-customer) | Fee $3.00 |
Services Research (per hr.) | Fee no |
Services Year 2004 to present | Fee $25.00 hr. |
Services Non-Customer Check Cashing (per check) | Fee $5.00 for a check under $1,000, 5% for a check over $1,000 |
Services Money Orders (limit $1,000 each) | Fee $2.00 |
Services Cashier Checks | Fee $5.00 |
Services Zipper Bags | Fee $6.00 |
Services Night Deposit Bag w/Lock -- (annual fee) | Fee $30.00 |
Services Foreign Check Collection | Fee $10.00 |
Services Coin Counting (non-customer) | Fee 10% |
Services Notary Service (non-customer) | Fee $5.00 per item |
Services Garnishment, Levy & Liens | Fee $25.00 |
Services Signature Guarantee - Customer (Albion only) | Fee $25.00 per item |
Services Signature Guarantee - Non-Customer (Albion only) | Fee $50.00 per item |
Services Photocopies (per item) | Fee None |
Services Fax Machine(per page) | Fee $1.00 for the first page; $0.50 for each additional page |
Services Wire Transfer - Customer (Outgoing) | Fee $25.00 |
Services Wire Transfer - Customer (Incoming) | Fee $0.00 |
Services Wire Transfer - Non Customer | Fee $35.00 |
Services International Wires -- Customer & Non Customer | Fee no |
Services International Wire Transfer - (Incoming) | Fee $35.00 |
Services International Wire Transfer - (Outgoing) | Fee $55.00 |